Have you had bananas turning black on the counter for three days? This is exactly why this recipe exists. In less than 40 minutes, these muffins transform what you were going to throw away into something truly delicious.

The dome is slightly cracked, a light caramel color with dark pools where the chips melted and baked. Breaking the muffin in half reveals a crumb that is dense yet fluffy, almost damp to the touch. The smell of warm banana and chocolate spreading through the kitchen during baking — that’s what brings everyone back into the room. No need for frosting, no need for frills: they are perfect on their own.